| In long-term care, the future is now
When it comes to long-term care, it's not too soon to start thinking like an old person.
That's the advice from financial planners, insurance providers, benefits managers, attorneys and advocates for the elderly who know full well how expensive and complicated the final years of a full life can be. Taking a few steps to prepare for those events while you are in your 50s, 40s or even 30s can be one of the best investments you can make. "You want to make these decisions at your leisure, when you don't have any imminent pressure on you," says Mike Chabalik, a financial planner at Brighton Securities who teaches continuing education courses on preparing for old age. "Doing nothing is the most commonly executed plan, but that can be the most costly." Issues to consider range from large to small, from transferring assets to installing hand rails on the bathroom walls, experts say.
Seniors: Beware of health insurance and drug plan scams
Have you been hustled and scammed by unscrupulous agents selling bogus contracts for everything from Medicare Advantage plans to prescription drug plans? So where do you turn for help? Kimberly Lankford, personal finance editor for Kiplinger magazine, says the rip-offs are common and the solutions easy to find - if you know where to look. "There are two levels of fraud to Medicare Advantage, for example," she says. "It could be a situation where the agent didn't tell you the whole story or that you get your plan switched without knowing." Q: Let's begin by defining Medicare Advantage plans. .
Eagles snap skid
Head Coach Matt Gordon and his Mendocino College Eagles returned home Tuesday where a matchup with Yuba awaited them after a two-game road trip Oakland. The Eagles had to be hoping that a little home cooking and the friendly confines of their home ballpark would reverse a [4-game losing skid]. Whether any of that mattered remains to be discovered, regardless the Eagles won the first of a two-game homestand by defeating Yuba College 10-8. The two teams were deadlocked at seven apiece when Devin Jackson hit a two-run single with two outs in the seventh inning to give the Eagles a 9-7 lead. Yuba would answer back with a run in the eighth inning but Mendo gave them a taste of their own medicine, scoring an insurance run in their half of the inning to give closer Lynn Hayes a bit of breathing room.
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